WELCOME TO GO 4 POUNDS TILL PAYDAY UK
Representative Example: Amount of credit: £200 for 30 days you would repay a single payment of £248.00. Interest is 292% per annum (fixed). Representative 1269.7% APR.
Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk
Up to £1000 Emergency Cash Could be With You Soon!
There are times in life when a financial drama can strike. This tends to happen when we are the least prepared for it so it can leave us in a panic, wondering where we will find the money. Payday or short-term loans can be the perfect solution in this scenario. This financial solution can save you the embarrassment of having to go to friends and family to borrow money.
We Work With Over 40 UK Lenders
Here at Go 4 Pounds Till Payday UK, we are a credit broker, not a lender. This means that we don’t lend the money to you ourselves. Instead, we work with a large number of lenders who are regulated by the Financial Conduct Authority, so that you only need to make one simple and safe application to search for the right loan for you. All you need to do is check that you are eligible, decide how much you need to borrow and then make sure that your details are accurate when you complete the application form.
Am I Eligible?
When you apply for any form of loan, it’s usually the case that a credit search will be performed and this will appear on your credit file. It therefore makes sense for you to check that you are eligible before you apply for a payday loan. If you can say ‘yes’ to the following questions, then you can apply today!
Are you in employment?
Are you earning over £500 net per month?
Are you over 18 years of age?
Are you a UK resident?
Do you have a valid bank account with a debit card?
Apply Today and No Waiting Around
That’s right! Within moments of you submitting your application, you will receive a decision online within just a few minutes. The earlier on in the day you apply, the better because this will give your lender enough time to arrange the loan and send the money to you in the same day. If you apply before 3pm, Monday–Friday then there is a good chance of receiving the money the same day if you are approved for a loan and your bank accepts faster payments. If you apply outside of these times, after 3pm or at the weekend then the earliest the money can usually be sent is the next working day.
Popular Uses for a Payday Loan
Washing machine or other white goods replacement or repair
Parts and labour for a broken down car
Paying unexpected medical or veterinary bills
Making an unplanned but essential journey
Covering unexpected and urgent bills
This site is neither a financial institution nor a lender. We only try to match your requirements with lenders based on your application provided. By completing the application, you certify that you are happy to be contacted by one or more lenders on our panel.
We are a credit broker. Our website will take you to an application form which you fill in and your information will be provided to a direct lender. Upon loan approval, a direct lender may require further information from you which will be collected after you are transferred to their website or they may contact you via phone or email.
The operator of this site is not a direct lender. Loan terms, conditions and policies vary by lender and applicant qualifications. Late or missed loan payments may be subject to increased fees and interest rates. Not all lending partners offer up to £1,000 loans, and not all applicants will be approved for their requested loan amounts. Loan repayment periods also vary by lender.
Lenders may use collection services for non-payment of loans.
Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a free loan matching service to consumers.
We are not a direct lender so we are not responsible for collecting money from customers. Once you have received your payday loan amount, and you think for some reason you may be unable to meet your agreed repayments then you must contact your lender immediately.
By contacting your lender and telling them about your problem gives you the best opportunity to discuss further options in more detail to avoid adverse action. In some cases, lender may offer you a new repayment schedule. With a new repayment schedule, you could incur further charges or interest. To find out more about these charges, you should discuss them directly with your lender as every lender has their own set of Terms and Conditions. If no attempt is made to contact your lender and make them aware of any payment difficulties, then they will reserve the right to pass on your details to third party debt collections agencies.
Lenders usually reserve the right to utilise the Continuous Payment Authority to continue to attempt to take payment from your card up to 90 days past your due date. This is only done if it is in line with the terms of your agreement. Please check your own Terms and Conditions on your signed loan agreement for details.
Implications of non-payment
If you are not able to pay your dues on time then it is your duty to let your lender know that you cannot pay. Non-payment of your loan could include adverse details being included within your credit report. This could adversely affect future attempts at securing credit or finance, in addition to further charges potentially being added by the lender. Upon a missed payment, lenders will often try to contact you by telephone or letter in order to recover the funds and they may be able to arrange a new re-payment date with you. If you are struggling, or think there is a possibility that you will not be able to meet repayments, Loans by SMS strongly recommends that you contact the lender in the first instance.
Things to Remember:
• Don't borrow money if you know you will struggle to pay it back.
• Don't ignore the situation; contact your lender as soon as possible.
Please be aware that if do not repay your loan at the agreed date between yourself and your lender, this will result in your lender reporting your case to the Credit Reference Agencies; which may have a negative effect on your credit score.
Loan Renewal Policy
The renewal policy will be totally dependent on the lender who provides the loan. Your lender may be willing to renew your loan. If you wish to do this you should contact them as soon as you know. Our lenders generally charge the same or better rates for loans if you have successfully repaid a loan to them in the past. Remember our lenders have to check that you can afford any loan. Any decision you make regarding the renewal of a loan should be made with full consideration of all the costs and your situation at that time.
Late or non-payment could lead to further interest and/or charges being added to your account.
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